Business owners have a lot of responsibilities on their shoulders, and one responsibility they may not be aware of is the risk of loss from business interruption. Without proper coverage, the losses from entrepreneurial risks can be devastating financially and in terms of what you lose out on personally.
Business Owners Insurance
Most businesses will need a business ownerโs policy (BOP). A BOP combines business property, business liability and business income insurance in one policy.
Your networks and data are the lifeblood of your business. From your brand reputation to an employee and their financial data, cyber attacks are increasing in their frequency.
As a businessowner, you need insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel.
Youโve worked hard for the success of your business โ and a single unfortunate event could put its assets at risk if the cost of a covered claim exceeds the limits ...
To run your business, you need guarantees for contracts and other financial obligations. A surety bond is a promise to be liable for the debt, default, or failure of another.
As opposed to โmarine insurance,โ which covers products when transported over water, inland marine insurance covers products when transported over land.
Today, greater risk exposure is coming from environmental liabilities that are likely not insured under standard liability insurance and property programs.
The brewing industry is growing. With growth comes risk, including potential business interruptions due to equipment breakdown, contamination costs and product recalls.
Local drivers depend on you for quality auto repair service to get them back behind the wheel fast. Any number of events can threaten your day-to-day operation.
Equipment breakdowns to damage to your buildings, vehicles or goods, we can help minimize common manufacturing exposures and keep your business running.
Medical facilities are susceptible to liability lawsuits, property damage, and cyberattacks. Medical office insurance can protect your small business from these high cost risks and more.
Your potentially life-saving work as a fire protection contracting company is depended on by occupants of warehouses, manufacturing plants, office buildings, hospitals etc.
As a professional services firm, you are constantly at risk of being sued over services youโve performed. Even if a lawsuit has no merit, defending against it can be costly.
Most business insurance policies donโt cover losses resulting from floods, and if youโre located in a low-risk flood area, you might be tempted to bypass this important coverage.
Lets know more about Business Insurance? Visit us to understand better
It might be time to switch insurers whenever the service that your existing insurer provides doesnโt meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.
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We extend coverage to individuals and businesses in Tennessee, Florida, Kentucky, North Carolina, Nevada, and Alabama.